The Purchase Ledger

Full payment · No-cost EMI

01 The purchase

02 What to compare

Pay in fullCash today
No-cost EMIMerchant EMI
Interest EMICard / loan EMI
0 mo
3 mo
6 mo
9 mo
12 mo
18 mo
24 mo
At 0 months there's no real EMI schedule yet — pick a tenure above to see interest/GST play out over time.
No-cost EMI charges (India)
₹99
₹199
₹299
₹499
Custom
Most banks still charge 18% GST on the interest they "absorb" for you — turn this off only if your specific bank/merchant combo has confirmed there's no such charge.
Interest-bearing EMI

18% GST modeled on interest — correct for credit cards; a plain personal/bank loan's interest is usually GST-exempt, so subtract that line manually if this is a loan, not a card.

Enter a product price above to see your comparison.

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